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["cfpb_supervisory",2012,4,"compliance_risk",2,2,121]
["cfpb_supervisory",2012,4,"consumer_protection",3,3,151]
["cfpb_supervisory",2013,1,"compliance_risk",1,1,46]
["cfpb_supervisory",2013,1,"consumer_protection",3,3,153]
["cfpb_supervisory",2013,2,"compliance_risk",3,3,155]
["cfpb_supervisory",2013,2,"consumer_protection",1,1,50]
["cfpb_supervisory",2013,4,"compliance_risk",2,2,105]
["cfpb_supervisory",2013,4,"consumer_protection",1,1,50]
["cfpb_supervisory",2014,1,"consumer_protection",4,4,220]
["cfpb_supervisory",2014,2,"compliance_risk",1,1,61]
["cfpb_supervisory",2014,2,"consumer_protection",2,2,106]
["cfpb_supervisory",2014,4,"compliance_risk",1,1,46]
["cfpb_supervisory",2014,4,"consumer_protection",2,2,117]
["cfpb_supervisory",2015,1,"compliance_risk",3,3,161]
["cfpb_supervisory",2015,1,"consumer_protection",1,1,63]
["cfpb_supervisory",2015,2,"consumer_protection",2,2,114]
["cfpb_supervisory",2015,4,"compliance_risk",1,1,47]
["cfpb_supervisory",2015,4,"consumer_protection",2,2,103]
["cfpb_supervisory",2016,1,"consumer_protection",2,2,129]
["cfpb_supervisory",2016,2,"compliance_risk",1,1,56]
["cfpb_supervisory",2016,2,"consumer_protection",2,2,127]
["cfpb_supervisory",2016,4,"compliance_risk",2,2,117]
["cfpb_supervisory",2017,1,"consumer_protection",2,2,111]
["cfpb_supervisory",2017,2,"compliance_risk",1,1,50]
["cfpb_supervisory",2017,2,"consumer_protection",1,1,52]
["cfpb_supervisory",2017,4,"consumer_protection",2,2,111]
["cfpb_supervisory",2018,1,"compliance_risk",1,1,56]
["cfpb_supervisory",2018,1,"consumer_protection",1,1,64]
["cfpb_supervisory",2018,2,"compliance_risk",1,1,62]
["cfpb_supervisory",2018,2,"consumer_protection",1,1,63]
["cfpb_supervisory",2018,4,"compliance_risk",1,1,53]
["cfpb_supervisory",2018,4,"consumer_protection",1,1,54]
["cfpb_supervisory",2019,2,"compliance_risk",2,2,120]
["cfpb_supervisory",2019,2,"consumer_protection",1,1,58]
["cfpb_supervisory",2019,4,"consumer_protection",3,3,155]
["cfpb_supervisory",2020,2,"compliance_risk",1,1,48]
["cfpb_supervisory",2020,2,"consumer_protection",3,3,179]
["cfpb_supervisory",2020,4,"compliance_risk",1,1,60]
["cfpb_supervisory",2020,4,"consumer_protection",1,1,56]
["cfpb_supervisory",2021,2,"compliance_risk",3,3,176]
["cfpb_supervisory",2021,4,"compliance_risk",1,1,51]
["cfpb_supervisory",2021,4,"consumer_protection",2,2,109]
["cfpb_supervisory",2022,2,"compliance_risk",2,2,110]
["cfpb_supervisory",2022,2,"consumer_protection",2,2,110]
["cfpb_supervisory",2022,3,"compliance_risk",1,1,59]
["cfpb_supervisory",2022,3,"consumer_protection",2,2,121]
["cfpb_supervisory",2023,1,"compliance_risk",2,2,107]
["cfpb_supervisory",2023,1,"consumer_protection",2,2,132]
["cfpb_supervisory",2023,2,"consumer_protection",3,3,184]
["cfpb_supervisory",2023,3,"compliance_risk",3,3,176]
["cfpb_supervisory",2023,3,"consumer_protection",1,1,59]
["cfpb_supervisory",2024,1,"compliance_risk",1,1,66]
["cfpb_supervisory",2024,1,"consumer_protection",4,4,240]
["cfpb_supervisory",2024,2,"compliance_risk",3,3,180]
["cfpb_supervisory",2024,2,"consumer_protection",2,2,136]
["cfpb_supervisory",2024,4,"compliance_risk",1,1,57]
["cfpb_supervisory",2024,4,"consumer_protection",4,4,270]
["cra_evaluations",2000,3,"consumer_protection",1,1,9]
["cra_evaluations",2001,1,"consumer_protection",1,1,8]
["cra_evaluations",2002,2,"consumer_protection",1,1,14]
["cra_evaluations",2003,4,"consumer_protection",1,1,10]
["cra_evaluations",2004,3,"consumer_protection",1,1,10]
["cra_evaluations",2005,2,"consumer_protection",1,1,8]
["cra_evaluations",2006,1,"consumer_protection",1,1,9]
["cra_evaluations",2007,4,"consumer_protection",1,1,15]
["cra_evaluations",2008,1,"consumer_protection",1,1,9]
["cra_evaluations",2009,1,"consumer_protection",1,1,15]
["cra_evaluations",2010,2,"consumer_protection",1,1,18]
["cra_evaluations",2010,3,"consumer_protection",1,1,12]
["cra_evaluations",2011,2,"consumer_protection",1,1,9]
["cra_evaluations",2011,3,"consumer_protection",1,1,15]
["cra_evaluations",2012,4,"consumer_protection",1,1,15]
["cra_evaluations",2013,3,"consumer_protection",2,2,28]
["cra_evaluations",2014,3,"consumer_protection",2,2,43]
["cra_evaluations",2014,4,"consumer_protection",1,1,12]
["cra_evaluations",2015,1,"consumer_protection",2,2,24]
["cra_evaluations",2015,2,"consumer_protection",1,1,15]
["cra_evaluations",2015,3,"consumer_protection",2,2,19]
["cra_evaluations",2015,4,"consumer_protection",1,1,12]
["cra_evaluations",2016,1,"consumer_protection",1,1,16]
["cra_evaluations",2016,2,"consumer_protection",2,2,39]
["cra_evaluations",2016,3,"consumer_protection",2,2,35]
["cra_evaluations",2017,1,"consumer_protection",1,1,20]
["cra_evaluations",2017,4,"consumer_protection",1,1,9]
["cra_evaluations",2018,1,"consumer_protection",2,2,27]
["cra_evaluations",2018,2,"consumer_protection",2,2,24]
["cra_evaluations",2018,3,"consumer_protection",2,2,26]
["cra_evaluations",2018,4,"consumer_protection",1,1,9]
["cra_evaluations",2019,1,"consumer_protection",2,2,28]
["cra_evaluations",2019,2,"consumer_protection",3,3,44]
["cra_evaluations",2019,3,"consumer_protection",1,1,15]
["cra_evaluations",2019,4,"consumer_protection",1,1,12]
["cra_evaluations",2020,1,"consumer_protection",4,4,63]
["cra_evaluations",2020,2,"consumer_protection",3,3,37]
["cra_evaluations",2020,3,"consumer_protection",3,3,40]
["cra_evaluations",2020,4,"consumer_protection",2,2,24]
["cra_evaluations",2021,1,"consumer_protection",3,3,39]
["cra_evaluations",2021,2,"consumer_protection",5,5,57]
["cra_evaluations",2021,3,"consumer_protection",6,6,68]
["cra_evaluations",2021,4,"consumer_protection",5,5,69]
["cra_evaluations",2022,1,"consumer_protection",9,9,110]
["cra_evaluations",2022,2,"consumer_protection",14,14,182]
["cra_evaluations",2022,3,"consumer_protection",16,16,212]
["cra_evaluations",2022,4,"consumer_protection",16,16,219]
["cra_evaluations",2023,1,"consumer_protection",15,15,195]
["cra_evaluations",2023,2,"consumer_protection",16,16,236]
["cra_evaluations",2023,3,"consumer_protection",11,11,176]
["cra_evaluations",2023,4,"consumer_protection",3,3,53]
["cra_evaluations",2024,1,"consumer_protection",4,4,79]
["dfast_scenarios",2013,1,"systemic_risk",6,1,3000]
["dfast_scenarios",2014,1,"systemic_risk",2,1,1000]
["dfast_scenarios",2015,1,"systemic_risk",2,1,1000]
["dfast_scenarios",2016,1,"systemic_risk",10,1,5000]
["dfast_scenarios",2017,1,"systemic_risk",11,1,5500]
["dfast_scenarios",2018,1,"systemic_risk",11,1,5500]
["dfast_scenarios",2019,1,"systemic_risk",10,1,5000]
["dfast_scenarios",2020,1,"systemic_risk",9,1,4500]
["dfast_scenarios",2021,1,"systemic_risk",11,1,5500]
["dfast_scenarios",2022,1,"systemic_risk",13,1,6500]
["dfast_scenarios",2023,1,"systemic_risk",15,1,7500]
["dfast_scenarios",2024,1,"systemic_risk",13,1,6500]
["dfast_scenarios",2025,1,"systemic_risk",14,1,7000]
["fdic_fils",1995,null,"consumer_protection",2,2,1892]
["fdic_fils",1995,null,"deposit_stability",2,2,737]
["fdic_fils",1995,1,"deposit_stability",1,1,181]
["fdic_fils",1995,3,"consumer_protection",1,1,250]
["fdic_fils",1996,1,"consumer_protection",1,1,155]
["fdic_fils",1996,3,"capital_adequacy",1,1,186]
["fdic_fils",1996,3,"credit_risk",1,1,155]
["fdic_fils",1996,4,"capital_adequacy",3,3,1110]
["fdic_fils",1996,4,"consumer_protection",1,1,1652]
["fdic_fils",1997,1,"deposit_stability",1,1,228]
["fdic_fils",1997,2,"consumer_protection",2,2,1287]
["fdic_fils",1997,2,"deposit_stability",1,1,202]
["fdic_fils",1997,3,"capital_adequacy",1,1,241]
["fdic_fils",1997,3,"consumer_protection",1,1,494]
["fdic_fils",1998,1,"capital_adequacy",2,2,346]
["fdic_fils",1998,1,"consumer_protection",2,2,1490]
["fdic_fils",1998,2,"deposit_stability",2,2,537]
["fdic_fils",1998,4,"capital_adequacy",1,1,826]
["fdic_fils",1999,1,"capital_adequacy",2,2,1037]
["fdic_fils",1999,2,"consumer_protection",1,1,424]
["fdic_fils",1999,3,"consumer_protection",1,1,393]
["fdic_fils",1999,4,"capital_adequacy",1,1,410]
["fdic_fils",1999,4,"consumer_protection",1,1,420]
["fdic_fils",2000,1,"deposit_stability",1,1,942]
["fdic_fils",2000,1,"operational_risk",1,1,246]
["fdic_fils",2000,2,"credit_risk",1,1,672]
["fdic_fils",2000,3,"deposit_stability",1,1,106]
["fdic_fils",2000,4,"consumer_protection",2,2,580]
["fdic_fils",2000,4,"deposit_stability",1,1,106]
["fdic_fils",2001,1,"capital_adequacy",1,1,305]
["fdic_fils",2001,2,"consumer_protection",1,1,240]
["fdic_fils",2001,2,"liquidity_risk",1,1,336]
["fdic_fils",2001,3,"consumer_protection",3,3,979]
["fdic_fils",2001,4,"consumer_protection",1,1,235]
["fdic_fils",2002,1,"consumer_protection",1,1,311]
["fdic_fils",2002,1,"deposit_stability",1,1,459]
["fdic_fils",2002,2,"cyber_risk",1,1,311]
["fdic_fils",2002,2,"liquidity_risk",2,2,830]
["fdic_fils",2002,3,"consumer_protection",1,1,697]
["fdic_fils",2002,4,"consumer_protection",1,1,268]
["fdic_fils",2003,1,"consumer_protection",4,4,1809]
["fdic_fils",2003,2,"consumer_protection",2,2,557]
["fdic_fils",2003,3,"liquidity_risk",1,1,732]
["fdic_fils",2003,4,"consumer_protection",2,2,1225]
["fdic_fils",2004,1,"capital_adequacy",1,1,278]
["fdic_fils",2004,1,"consumer_protection",4,4,1288]
["fdic_fils",2004,2,"consumer_protection",4,4,1341]
["fdic_fils",2004,2,"credit_risk",1,1,280]
["fdic_fils",2004,2,"deposit_stability",1,1,196]
["fdic_fils",2004,2,"operational_risk",1,1,213]
["fdic_fils",2004,3,"consumer_protection",2,2,594]
["fdic_fils",2004,4,"consumer_protection",5,5,2703]
["fdic_fils",2005,1,"consumer_protection",5,5,1517]
["fdic_fils",2005,2,"compliance_risk",1,1,104]
["fdic_fils",2005,2,"consumer_protection",3,3,1321]
["fdic_fils",2005,2,"credit_risk",1,1,302]
["fdic_fils",2005,3,"capital_adequacy",1,1,325]
["fdic_fils",2005,3,"consumer_protection",4,4,1387]
["fdic_fils",2005,3,"operational_risk",8,5,763]
["fdic_fils",2005,4,"compliance_risk",2,2,118]
["fdic_fils",2005,4,"deposit_stability",1,1,747]
["fdic_fils",2005,4,"operational_risk",1,1,58]
["fdic_fils",2006,1,"bsa_aml",1,1,55]
["fdic_fils",2006,1,"consumer_protection",1,1,324]
["fdic_fils",2006,1,"operational_risk",1,1,45]
["fdic_fils",2006,2,"consumer_protection",1,1,489]
["fdic_fils",2006,2,"deposit_stability",1,1,44]
["fdic_fils",2006,2,"operational_risk",1,1,141]
["fdic_fils",2006,3,"deposit_stability",1,1,140]
["fdic_fils",2006,4,"consumer_protection",1,1,59]
["fdic_fils",2006,4,"credit_risk",2,2,112]
["fdic_fils",2006,4,"deposit_stability",6,6,1195]
["fdic_fils",2007,1,"consumer_protection",1,1,51]
["fdic_fils",2007,1,"interest_rate_risk",1,1,575]
["fdic_fils",2007,2,"consumer_protection",4,4,916]
["fdic_fils",2007,2,"deposit_stability",1,1,73]
["fdic_fils",2007,2,"third_party_risk",1,1,531]
["fdic_fils",2007,3,"capital_adequacy",1,1,58]
["fdic_fils",2007,3,"consumer_protection",5,5,675]
["fdic_fils",2007,4,"consumer_protection",1,1,812]
["fdic_fils",2008,1,"capital_adequacy",1,1,1031]
["fdic_fils",2008,1,"consumer_protection",1,1,545]
["fdic_fils",2008,1,"liquidity_risk",2,2,1026]
["fdic_fils",2008,2,"consumer_protection",2,2,115]
["fdic_fils",2008,2,"deposit_stability",1,1,300]
["fdic_fils",2008,2,"third_party_risk",1,1,66]
["fdic_fils",2008,3,"capital_adequacy",1,1,101]
["fdic_fils",2008,3,"consumer_protection",4,4,1003]
["fdic_fils",2008,3,"deposit_stability",1,1,387]
["fdic_fils",2008,3,"liquidity_risk",2,2,1007]
["fdic_fils",2008,3,"third_party_risk",2,1,132]
["fdic_fils",2008,4,"capital_adequacy",2,2,1100]
["fdic_fils",2008,4,"deposit_stability",2,2,126]
["fdic_fils",2008,4,"third_party_risk",1,1,66]
["fdic_fils",2009,1,"capital_adequacy",1,1,887]
["fdic_fils",2009,1,"consumer_protection",2,2,779]
["fdic_fils",2009,1,"liquidity_risk",1,1,386]
["fdic_fils",2009,2,"capital_adequacy",1,1,331]
["fdic_fils",2009,2,"compliance_risk",1,1,62]
["fdic_fils",2009,2,"consumer_protection",3,3,285]
["fdic_fils",2009,3,"capital_adequacy",1,1,742]
["fdic_fils",2009,3,"consumer_protection",4,4,788]
["fdic_fils",2009,3,"credit_risk",1,1,57]
["fdic_fils",2009,3,"deposit_stability",1,1,58]
["fdic_fils",2009,4,"capital_adequacy",1,1,1426]
["fdic_fils",2009,4,"consumer_protection",1,1,54]
["fdic_fils",2010,1,"consumer_protection",3,3,810]
["fdic_fils",2010,1,"interest_rate_risk",1,1,79]
["fdic_fils",2010,2,"capital_adequacy",1,1,2918]
["fdic_fils",2010,2,"consumer_protection",2,2,1569]
["fdic_fils",2010,2,"credit_risk",2,2,108]
["fdic_fils",2010,2,"deposit_stability",1,1,55]
["fdic_fils",2010,2,"liquidity_risk",1,1,61]
["fdic_fils",2010,2,"third_party_risk",1,1,57]
["fdic_fils",2010,3,"consumer_protection",2,2,114]
["fdic_fils",2010,3,"third_party_risk",2,1,114]
["fdic_fils",2010,4,"consumer_protection",6,5,1693]
["fdic_fils",2010,4,"deposit_stability",2,1,108]
["fdic_fils",2010,4,"third_party_risk",1,1,57]
["fdic_fils",2011,1,"consumer_protection",3,3,1034]
["fdic_fils",2011,2,"capital_adequacy",1,1,661]
["fdic_fils",2011,2,"consumer_protection",1,1,459]
["fdic_fils",2011,3,"consumer_protection",1,1,365]
["fdic_fils",2011,3,"liquidity_risk",1,1,1461]
["fdic_fils",2011,4,"consumer_protection",1,1,191]
["fdic_fils",2012,1,"consumer_protection",1,1,433]
["fdic_fils",2012,1,"credit_risk",1,1,58]
["fdic_fils",2012,1,"interest_rate_risk",2,2,2279]
["fdic_fils",2012,2,"consumer_protection",1,1,183]
["fdic_fils",2012,3,"consumer_protection",1,1,652]
["fdic_fils",2012,4,"consumer_protection",2,2,1643]
["fdic_fils",2013,1,"consumer_protection",2,2,571]
["fdic_fils",2013,1,"credit_risk",1,1,684]
["fdic_fils",2013,2,"consumer_protection",1,1,882]
["fdic_fils",2013,3,"consumer_protection",3,3,1022]
["fdic_fils",2013,4,"capital_adequacy",1,1,59]
["fdic_fils",2013,4,"compliance_risk",1,1,160]
["fdic_fils",2013,4,"consumer_protection",2,2,4349]
["fdic_fils",2013,4,"cyber_risk",1,1,752]
["fdic_fils",2014,1,"consumer_protection",2,2,314]
["fdic_fils",2014,1,"third_party_risk",1,1,1804]
["fdic_fils",2014,2,"capital_adequacy",1,1,1209]
["fdic_fils",2014,2,"consumer_protection",1,1,148]
["fdic_fils",2014,2,"credit_risk",1,1,124]
["fdic_fils",2014,2,"cyber_risk",1,1,128]
["fdic_fils",2014,2,"deposit_stability",1,1,169]
["fdic_fils",2014,2,"third_party_risk",1,1,109]
["fdic_fils",2014,3,"capital_adequacy",1,1,226]
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["fdic_fils",2014,3,"third_party_risk",2,1,3608]
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["fdic_fils",2015,1,"cyber_risk",2,2,532]
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["fdic_fils",2015,2,"capital_adequacy",1,1,127]
["fdic_fils",2015,2,"consumer_protection",5,5,3379]
["fdic_fils",2015,2,"credit_risk",1,1,140]
["fdic_fils",2015,3,"capital_adequacy",1,1,566]
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["fdic_fils",2015,4,"capital_adequacy",1,1,90]
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["fdic_fils",2016,1,"bsa_aml",2,2,677]
["fdic_fils",2016,1,"capital_adequacy",1,1,186]
["fdic_fils",2016,1,"consumer_protection",3,3,1696]
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["fdic_fils",2016,2,"deposit_stability",2,2,257]
["fdic_fils",2016,2,"liquidity_risk",1,1,151]
["fdic_fils",2016,3,"consumer_protection",2,2,1534]
["fdic_fils",2016,3,"credit_risk",1,1,561]
["fdic_fils",2016,3,"deposit_stability",3,2,234]
["fdic_fils",2016,3,"fintech_innovation",1,1,219]
["fdic_fils",2016,4,"compliance_risk",2,2,259]
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["fdic_fils",2017,1,"consumer_protection",2,2,1119]
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["fdic_fils",2017,2,"consumer_protection",3,3,1878]
["fdic_fils",2017,2,"credit_risk",1,1,131]
["fdic_fils",2017,2,"deposit_stability",1,1,107]
["fdic_fils",2017,3,"capital_adequacy",2,2,321]
["fdic_fils",2017,3,"consumer_protection",2,2,1114]
["fdic_fils",2017,3,"deposit_stability",1,1,89]
["fdic_fils",2017,3,"operational_risk",3,3,343]
["fdic_fils",2017,3,"third_party_risk",1,1,64]
["fdic_fils",2017,4,"capital_adequacy",2,2,419]
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["fed_sr_letters",2011,null,"corporate_governance",1,1,0]
["fed_sr_letters",2011,null,"credit_risk",1,1,0]
["fed_sr_letters",2011,null,"cyber_risk",1,1,0]
["fed_sr_letters",2011,null,"market_risk",1,1,0]
["fed_sr_letters",2011,null,"operational_risk",1,1,0]
["fed_sr_letters",2012,null,"capital_adequacy",3,3,0]
["fed_sr_letters",2012,null,"compliance_risk",1,1,0]
["fed_sr_letters",2012,null,"corporate_governance",2,2,0]
["fed_sr_letters",2012,null,"liquidity_risk",1,1,0]
["fed_sr_letters",2012,null,"market_risk",1,1,0]
["fed_sr_letters",2013,null,"bsa_aml",1,1,0]
["fed_sr_letters",2013,null,"compliance_risk",2,2,0]
["fed_sr_letters",2013,null,"corporate_governance",1,1,0]
["fed_sr_letters",2013,null,"credit_risk",1,1,0]
["fed_sr_letters",2013,null,"third_party_risk",1,1,0]
["fed_sr_letters",2014,null,"bsa_aml",1,1,0]
["fed_sr_letters",2014,null,"capital_adequacy",2,2,0]
["fed_sr_letters",2014,null,"compliance_risk",1,1,0]
["fed_sr_letters",2014,null,"consumer_protection",2,2,0]
["fed_sr_letters",2014,null,"corporate_governance",3,3,0]
["fed_sr_letters",2014,null,"liquidity_risk",1,1,0]
["fed_sr_letters",2015,null,"bsa_aml",1,1,0]
["fed_sr_letters",2015,null,"capital_adequacy",3,3,0]
["fed_sr_letters",2015,null,"compliance_risk",1,1,0]
["fed_sr_letters",2015,null,"cyber_risk",2,2,0]
["fed_sr_letters",2016,null,"bsa_aml",1,1,0]
["fed_sr_letters",2016,null,"capital_adequacy",1,1,0]
["fed_sr_letters",2016,null,"compliance_risk",1,1,0]
["fed_sr_letters",2016,null,"consumer_protection",1,1,0]
["fed_sr_letters",2016,null,"corporate_governance",2,2,0]
["fed_sr_letters",2016,null,"credit_risk",1,1,0]
["fed_sr_letters",2016,null,"operational_risk",1,1,0]
["fed_sr_letters",2017,null,"compliance_risk",1,1,0]
["fed_sr_letters",2017,null,"corporate_governance",1,1,0]
["fed_sr_letters",2017,null,"credit_risk",1,1,0]
["fed_sr_letters",2017,null,"market_risk",1,1,0]
["fed_sr_letters",2018,null,"capital_adequacy",1,1,0]
["fed_sr_letters",2018,null,"consumer_protection",1,1,0]
["fed_sr_letters",2018,null,"corporate_governance",1,1,0]
["fed_sr_letters",2019,null,"capital_adequacy",2,2,0]
["fed_sr_letters",2019,null,"compliance_risk",1,1,0]
["fed_sr_letters",2019,null,"corporate_governance",2,2,0]
["fed_sr_letters",2019,null,"liquidity_risk",1,1,0]
["fed_sr_letters",2020,null,"capital_adequacy",1,1,0]
["fed_sr_letters",2020,null,"consumer_protection",3,3,0]
["fed_sr_letters",2020,null,"credit_risk",4,4,0]
["fed_sr_letters",2020,null,"liquidity_risk",1,1,0]
["fed_sr_letters",2020,null,"operational_risk",2,2,0]
["fed_sr_letters",2021,null,"consumer_protection",1,1,0]
["fed_sr_letters",2021,null,"corporate_governance",1,1,0]
["fed_sr_letters",2021,null,"credit_risk",2,2,0]
["fed_sr_letters",2021,null,"market_risk",2,2,0]
["fed_sr_letters",2021,null,"third_party_risk",1,1,0]
["fed_sr_letters",2022,null,"capital_adequacy",1,1,0]
["fed_sr_letters",2022,null,"consumer_protection",1,1,0]
["fed_sr_letters",2022,null,"corporate_governance",2,2,0]
["fed_sr_letters",2022,null,"credit_risk",1,1,0]
["fed_sr_letters",2022,null,"cyber_risk",1,1,0]
["fed_sr_letters",2023,null,"compliance_risk",3,3,0]
["fed_sr_letters",2023,null,"corporate_governance",2,2,0]
["fed_sr_letters",2023,null,"liquidity_risk",2,2,0]
["fed_sr_letters",2023,null,"third_party_risk",2,2,0]
["fed_sr_letters",2024,null,"capital_adequacy",1,1,0]
["fed_sr_letters",2024,null,"compliance_risk",2,2,0]
["fed_sr_letters",2024,null,"consumer_protection",1,1,0]
["fed_sr_letters",2024,null,"credit_risk",2,2,0]
["fed_sr_letters",2024,null,"cyber_risk",1,1,0]
["occ_letters",null,null,"compliance_risk",99,25,49327]
["occ_letters",null,null,"concentration_risk",3,2,1500]
["occ_letters",null,null,"corporate_governance",8,8,4000]
["occ_letters",null,null,"credit_risk",9,3,4500]
["occ_letters",null,null,"crypto_digital_assets",29,10,13962]
["occ_letters",null,null,"deposit_stability",8,6,4000]
["occ_letters",null,null,"fintech_innovation",2,2,1000]
["occ_letters",null,null,"market_risk",7,2,2961]
["occ_letters",1989,4,"corporate_governance",1,1,75]
["occ_letters",1993,3,"cre_risk",2,1,1000]
["occ_letters",1995,1,"compliance_risk",2,1,555]
["occ_letters",1995,1,"corporate_governance",1,1,500]
["occ_letters",1995,1,"market_risk",1,1,500]
["occ_letters",1995,4,"compliance_risk",1,1,500]
["occ_letters",1995,4,"deposit_stability",2,1,1000]
["occ_letters",1995,4,"fintech_innovation",1,1,500]
["occ_letters",1995,4,"market_risk",3,1,1298]
["occ_letters",1996,1,"compliance_risk",3,1,1350]
["occ_letters",1996,1,"corporate_governance",7,1,3397]
["occ_letters",1996,1,"credit_risk",8,1,3600]
["occ_letters",1996,1,"fintech_innovation",1,1,500]
["occ_letters",1996,2,"compliance_risk",32,13,13108]
["occ_letters",1996,2,"concentration_risk",43,12,19064]
["occ_letters",1996,2,"corporate_governance",14,8,6064]
["occ_letters",1996,2,"cre_risk",7,1,3450]
["occ_letters",1996,2,"credit_risk",23,9,10247]
["occ_letters",1996,2,"deposit_stability",3,2,1595]
["occ_letters",1996,2,"fintech_innovation",6,3,2882]
["occ_letters",1996,2,"market_risk",16,4,7317]
["occ_letters",1996,3,"compliance_risk",103,21,46914]
["occ_letters",1996,3,"concentration_risk",83,17,38795]
["occ_letters",1996,3,"corporate_governance",46,16,20052]
["occ_letters",1996,3,"cre_risk",3,2,1500]
["occ_letters",1996,3,"credit_risk",19,7,8193]
["occ_letters",1996,3,"crypto_digital_assets",1,1,500]
["occ_letters",1996,3,"deposit_stability",2,2,1000]
["occ_letters",1996,3,"fintech_innovation",24,6,11329]
["occ_letters",1996,3,"market_risk",9,2,4500]
["occ_letters",1996,3,"third_party_risk",2,2,1000]
["occ_letters",1996,4,"compliance_risk",78,17,36199]
["occ_letters",1996,4,"concentration_risk",34,6,16067]
["occ_letters",1996,4,"corporate_governance",51,16,23020]
["occ_letters",1996,4,"cre_risk",3,1,1500]
["occ_letters",1996,4,"credit_risk",26,8,11731]
["occ_letters",1996,4,"crypto_digital_assets",1,1,500]
["occ_letters",1996,4,"deposit_stability",2,2,1000]
["occ_letters",1996,4,"fintech_innovation",30,5,14525]
["occ_letters",1996,4,"market_risk",6,4,2776]
["occ_letters",1996,4,"third_party_risk",1,1,500]
["occ_letters",1997,1,"compliance_risk",127,16,60653]
["occ_letters",1997,1,"concentration_risk",30,10,13569]
["occ_letters",1997,1,"corporate_governance",52,11,24974]
["occ_letters",1997,1,"cre_risk",6,1,2909]
["occ_letters",1997,1,"credit_risk",13,3,6305]
["occ_letters",1997,1,"deposit_stability",3,1,1500]
["occ_letters",1997,1,"fintech_innovation",2,1,1000]
["occ_letters",1997,1,"market_risk",13,5,5943]
["occ_letters",1997,1,"third_party_risk",2,2,911]
["occ_letters",1997,2,"compliance_risk",59,26,26488]
["occ_letters",1997,2,"concentration_risk",343,32,163464]
["occ_letters",1997,2,"corporate_governance",100,23,47121]
["occ_letters",1997,2,"credit_risk",28,11,12679]
["occ_letters",1997,2,"deposit_stability",3,3,1500]
["occ_letters",1997,2,"fintech_innovation",12,4,5643]
["occ_letters",1997,2,"market_risk",17,4,7553]
["occ_letters",1997,2,"third_party_risk",3,3,1500]
["occ_letters",1997,3,"compliance_risk",47,18,19783]
["occ_letters",1997,3,"concentration_risk",181,21,86141]
["occ_letters",1997,3,"corporate_governance",42,12,19770]
["occ_letters",1997,3,"cre_risk",1,1,500]
["occ_letters",1997,3,"credit_risk",55,16,24648]
["occ_letters",1997,3,"fintech_innovation",1,1,500]
["occ_letters",1997,3,"market_risk",14,2,6728]
["occ_letters",1997,3,"third_party_risk",7,2,3290]
["occ_letters",1997,4,"compliance_risk",64,20,28840]
["occ_letters",1997,4,"concentration_risk",103,17,47017]
["occ_letters",1997,4,"corporate_governance",80,17,37477]
["occ_letters",1997,4,"cre_risk",18,4,8784]
["occ_letters",1997,4,"credit_risk",22,10,10389]
["occ_letters",1997,4,"deposit_stability",2,1,733]
["occ_letters",1997,4,"fintech_innovation",8,3,3873]
["occ_letters",1997,4,"market_risk",25,2,12500]
["occ_letters",1997,4,"third_party_risk",1,1,500]
["occ_letters",1998,1,"compliance_risk",39,17,18009]
["occ_letters",1998,1,"concentration_risk",76,11,36020]
["occ_letters",1998,1,"corporate_governance",72,18,33420]
["occ_letters",1998,1,"cre_risk",4,2,1866]
["occ_letters",1998,1,"credit_risk",27,9,12598]
["occ_letters",1998,1,"crypto_digital_assets",7,2,3285]
["occ_letters",1998,1,"deposit_stability",2,2,1000]
["occ_letters",1998,1,"fintech_innovation",16,4,7896]
["occ_letters",1998,1,"market_risk",6,1,3000]
["occ_letters",1998,1,"third_party_risk",4,2,1532]
["occ_letters",1998,2,"compliance_risk",43,13,19341]
["occ_letters",1998,2,"concentration_risk",103,13,48270]
["occ_letters",1998,2,"corporate_governance",45,8,20699]
["occ_letters",1998,2,"cre_risk",14,6,6050]
["occ_letters",1998,2,"credit_risk",24,10,11614]
["occ_letters",1998,2,"fintech_innovation",3,3,1326]
["occ_letters",1998,2,"third_party_risk",3,1,1500]
["occ_letters",1998,3,"compliance_risk",21,5,10133]
["occ_letters",1998,3,"concentration_risk",37,5,17084]
["occ_letters",1998,3,"corporate_governance",71,14,32447]
["occ_letters",1998,3,"cre_risk",3,1,1500]
["occ_letters",1998,3,"credit_risk",12,5,5769]
["occ_letters",1998,3,"fintech_innovation",3,3,1443]
["occ_letters",1998,3,"market_risk",2,2,1000]
["occ_letters",1998,3,"third_party_risk",6,3,2760]
["occ_letters",1998,4,"compliance_risk",47,11,21615]
["occ_letters",1998,4,"concentration_risk",19,5,8129]
["occ_letters",1998,4,"corporate_governance",123,24,57074]
["occ_letters",1998,4,"cre_risk",6,2,3000]
["occ_letters",1998,4,"credit_risk",11,5,5500]
["occ_letters",1998,4,"deposit_stability",1,1,500]
["occ_letters",1998,4,"fintech_innovation",7,3,3500]
["occ_letters",1998,4,"market_risk",34,3,17000]
["occ_letters",1998,4,"third_party_risk",2,2,1000]
["occ_letters",1999,1,"compliance_risk",22,12,9767]
["occ_letters",1999,1,"concentration_risk",26,6,12002]
["occ_letters",1999,1,"corporate_governance",61,13,28405]
["occ_letters",1999,1,"cre_risk",5,3,2113]
["occ_letters",1999,1,"credit_risk",4,2,2000]
["occ_letters",1999,1,"deposit_stability",1,1,500]
["occ_letters",1999,1,"fintech_innovation",22,5,11000]
["occ_letters",1999,1,"market_risk",9,3,4054]
["occ_letters",1999,1,"third_party_risk",1,1,500]
["occ_letters",1999,2,"compliance_risk",35,8,15736]
["occ_letters",1999,2,"concentration_risk",40,7,17864]
["occ_letters",1999,2,"corporate_governance",38,9,16946]
["occ_letters",1999,2,"cre_risk",10,2,4973]
["occ_letters",1999,2,"credit_risk",12,4,6000]
["occ_letters",1999,2,"deposit_stability",5,3,2500]
["occ_letters",1999,2,"fintech_innovation",1,1,500]
["occ_letters",1999,2,"market_risk",22,3,11000]
["occ_letters",1999,2,"third_party_risk",1,1,500]
["occ_letters",1999,3,"compliance_risk",77,12,35317]
["occ_letters",1999,3,"concentration_risk",35,7,16320]
["occ_letters",1999,3,"corporate_governance",82,17,38164]
["occ_letters",1999,3,"cre_risk",10,4,4531]
["occ_letters",1999,3,"credit_risk",15,5,7288]
["occ_letters",1999,3,"deposit_stability",2,2,1000]
["occ_letters",1999,3,"fintech_innovation",7,3,3500]
["occ_letters",1999,3,"third_party_risk",5,4,2500]
["occ_letters",1999,4,"compliance_risk",86,18,40091]
["occ_letters",1999,4,"concentration_risk",41,11,18113]
["occ_letters",1999,4,"corporate_governance",124,25,58542]
["occ_letters",1999,4,"cre_risk",7,1,3500]
["occ_letters",1999,4,"credit_risk",12,5,6000]
["occ_letters",1999,4,"fintech_innovation",26,8,12234]
["occ_letters",1999,4,"market_risk",28,4,13668]
["occ_letters",1999,4,"third_party_risk",3,2,798]
["occ_letters",2000,1,"compliance_risk",71,28,31719]
["occ_letters",2000,1,"concentration_risk",24,4,11483]
["occ_letters",2000,1,"corporate_governance",48,23,21561]
["occ_letters",2000,1,"cre_risk",2,2,1000]
["occ_letters",2000,1,"credit_risk",2,2,1000]
["occ_letters",2000,1,"deposit_stability",4,3,1820]
["occ_letters",2000,1,"fintech_innovation",37,6,18153]
["occ_letters",2000,1,"market_risk",27,3,13117]
["occ_letters",2000,1,"third_party_risk",4,4,2000]
["occ_letters",2000,2,"compliance_risk",43,15,19311]
["occ_letters",2000,2,"concentration_risk",26,4,12063]
["occ_letters",2000,2,"corporate_governance",46,19,19692]
["occ_letters",2000,2,"cre_risk",3,1,1004]
["occ_letters",2000,2,"credit_risk",13,6,6277]
["occ_letters",2000,2,"deposit_stability",1,1,405]
["occ_letters",2000,2,"fintech_innovation",19,5,9444]
["occ_letters",2000,2,"market_risk",3,1,1463]
["occ_letters",2000,2,"third_party_risk",5,3,2500]
["occ_letters",2000,3,"compliance_risk",20,10,8340]
["occ_letters",2000,3,"concentration_risk",9,2,3779]
["occ_letters",2000,3,"corporate_governance",10,6,3883]
["occ_letters",2000,3,"fintech_innovation",2,1,1000]
["occ_letters",2000,3,"market_risk",27,3,12890]
["occ_letters",2000,3,"third_party_risk",1,1,500]
["occ_letters",2000,4,"compliance_risk",26,13,11973]
["occ_letters",2000,4,"concentration_risk",8,3,3231]
["occ_letters",2000,4,"corporate_governance",41,20,17733]
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["occ_letters",2000,4,"credit_risk",7,3,3234]
["occ_letters",2000,4,"fintech_innovation",5,5,2500]
["occ_letters",2000,4,"market_risk",14,2,6663]
["occ_letters",2000,4,"third_party_risk",1,1,126]
["occ_letters",2001,1,"compliance_risk",7,6,2913]
["occ_letters",2001,1,"concentration_risk",22,4,10990]
["occ_letters",2001,1,"corporate_governance",12,7,4796]
["occ_letters",2001,1,"credit_risk",12,4,5623]
["occ_letters",2001,1,"fintech_innovation",9,1,4500]
["occ_letters",2001,1,"market_risk",3,1,1484]
["occ_letters",2001,1,"third_party_risk",3,1,1456]
["occ_letters",2001,2,"compliance_risk",48,19,21917]
["occ_letters",2001,2,"concentration_risk",21,7,9418]
["occ_letters",2001,2,"corporate_governance",14,10,5679]
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["occ_letters",2001,2,"credit_risk",9,3,4093]
["occ_letters",2001,2,"fintech_innovation",7,3,3017]
["occ_letters",2001,2,"market_risk",9,2,4287]
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["occ_letters",2001,3,"compliance_risk",20,16,8869]
["occ_letters",2001,3,"concentration_risk",37,9,17557]
["occ_letters",2001,3,"corporate_governance",25,15,11859]
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["occ_letters",2001,3,"credit_risk",10,5,5000]
["occ_letters",2001,3,"deposit_stability",4,4,2000]
["occ_letters",2001,3,"fintech_innovation",43,11,20311]
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["occ_letters",2001,3,"third_party_risk",15,10,7276]
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["occ_letters",2001,4,"market_risk",11,3,5227]
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["occ_letters",2002,1,"compliance_risk",21,13,9418]
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["occ_letters",2002,1,"fintech_innovation",8,4,3516]
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["occ_letters",2002,3,"fintech_innovation",7,5,3349]
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["occ_letters",2004,1,"deposit_stability",5,4,2500]
["occ_letters",2004,1,"fintech_innovation",3,3,1500]
["occ_letters",2004,1,"third_party_risk",1,1,500]
["occ_letters",2004,2,"compliance_risk",19,11,9142]
["occ_letters",2004,2,"concentration_risk",5,2,2182]
["occ_letters",2004,2,"corporate_governance",13,7,6500]
["occ_letters",2004,2,"cre_risk",7,4,3211]
["occ_letters",2004,2,"credit_risk",7,6,3221]
["occ_letters",2004,2,"deposit_stability",4,4,2000]
["occ_letters",2004,2,"fintech_innovation",6,5,2740]
["occ_letters",2004,2,"market_risk",9,4,4422]
["occ_letters",2004,2,"third_party_risk",2,2,1000]
["occ_letters",2004,3,"compliance_risk",9,5,4071]
["occ_letters",2004,3,"concentration_risk",2,2,1182]
["occ_letters",2004,3,"corporate_governance",14,11,6668]
["occ_letters",2004,3,"cre_risk",1,1,500]
["occ_letters",2004,3,"credit_risk",12,6,5685]
["occ_letters",2004,3,"deposit_stability",6,5,3000]
["occ_letters",2004,3,"fintech_innovation",2,2,1000]
["occ_letters",2004,3,"market_risk",10,2,4614]
["occ_letters",2004,3,"third_party_risk",2,2,668]
["occ_letters",2004,4,"compliance_risk",25,12,12345]
["occ_letters",2004,4,"concentration_risk",16,2,8000]
["occ_letters",2004,4,"corporate_governance",14,8,7000]
["occ_letters",2004,4,"cre_risk",7,2,3500]
["occ_letters",2004,4,"credit_risk",4,3,2000]
["occ_letters",2004,4,"deposit_stability",3,2,1500]
["occ_letters",2004,4,"fintech_innovation",5,4,2500]
["occ_letters",2004,4,"market_risk",3,1,1205]
["occ_letters",2004,4,"third_party_risk",2,2,1000]
["occ_letters",2005,1,"compliance_risk",34,10,16187]
["occ_letters",2005,1,"corporate_governance",28,15,12887]
["occ_letters",2005,1,"cre_risk",8,3,4000]
["occ_letters",2005,1,"credit_risk",17,8,8454]
["occ_letters",2005,1,"crypto_digital_assets",2,1,346]
["occ_letters",2005,1,"deposit_stability",9,5,4498]
["occ_letters",2005,1,"fintech_innovation",20,7,9407]
["occ_letters",2005,1,"market_risk",24,6,11837]
["occ_letters",2005,1,"third_party_risk",12,7,5929]
["occ_letters",2005,2,"compliance_risk",47,14,22863]
["occ_letters",2005,2,"concentration_risk",7,2,3290]
["occ_letters",2005,2,"corporate_governance",24,10,10937]
["occ_letters",2005,2,"cre_risk",3,1,1500]
["occ_letters",2005,2,"credit_risk",11,7,5193]
["occ_letters",2005,2,"deposit_stability",4,3,2000]
["occ_letters",2005,2,"fintech_innovation",5,4,2298]
["occ_letters",2005,2,"market_risk",31,8,14566]
["occ_letters",2005,2,"third_party_risk",8,5,3561]
["occ_letters",2005,3,"compliance_risk",6,4,2739]
["occ_letters",2005,3,"concentration_risk",1,1,287]
["occ_letters",2005,3,"corporate_governance",6,5,3000]
["occ_letters",2005,3,"credit_risk",9,6,4287]
["occ_letters",2005,3,"deposit_stability",8,7,3673]
["occ_letters",2005,3,"fintech_innovation",14,7,6231]
["occ_letters",2005,3,"market_risk",32,4,15486]
["occ_letters",2005,3,"third_party_risk",1,1,500]
["occ_letters",2005,4,"compliance_risk",18,15,8703]
["occ_letters",2005,4,"concentration_risk",3,3,690]
["occ_letters",2005,4,"corporate_governance",19,10,9105]
["occ_letters",2005,4,"cre_risk",23,4,11042]
["occ_letters",2005,4,"credit_risk",18,9,8799]
["occ_letters",2005,4,"deposit_stability",23,13,11500]
["occ_letters",2005,4,"fintech_innovation",4,4,2000]
["occ_letters",2005,4,"market_risk",25,2,12103]
["occ_letters",2005,4,"third_party_risk",9,7,4500]
["occ_letters",2006,1,"compliance_risk",10,7,5000]
["occ_letters",2006,1,"concentration_risk",2,2,1000]
["occ_letters",2006,1,"corporate_governance",9,5,3809]
["occ_letters",2006,1,"cre_risk",12,3,6000]
["occ_letters",2006,1,"credit_risk",11,8,4983]
["occ_letters",2006,1,"deposit_stability",11,8,5500]
["occ_letters",2006,1,"fintech_innovation",11,6,5072]
["occ_letters",2006,1,"market_risk",11,4,5158]
["occ_letters",2006,1,"third_party_risk",2,2,957]
["occ_letters",2006,2,"compliance_risk",7,6,2978]
["occ_letters",2006,2,"corporate_governance",5,4,2316]
["occ_letters",2006,2,"credit_risk",3,1,1500]
["occ_letters",2006,2,"deposit_stability",5,3,2008]
["occ_letters",2006,2,"fintech_innovation",4,2,2000]
["occ_letters",2006,2,"market_risk",12,2,5439]
["occ_letters",2006,3,"compliance_risk",24,13,11601]
["occ_letters",2006,3,"concentration_risk",1,1,500]
["occ_letters",2006,3,"corporate_governance",11,11,5500]
["occ_letters",2006,3,"cre_risk",7,3,3500]
["occ_letters",2006,3,"credit_risk",10,3,5000]
["occ_letters",2006,3,"deposit_stability",11,10,5500]
["occ_letters",2006,3,"fintech_innovation",9,6,4500]
["occ_letters",2006,3,"market_risk",44,6,21128]
["occ_letters",2006,3,"third_party_risk",6,6,2511]
["occ_letters",2006,4,"compliance_risk",19,10,8936]
["occ_letters",2006,4,"concentration_risk",2,2,1000]
["occ_letters",2006,4,"corporate_governance",16,9,8000]
["occ_letters",2006,4,"cre_risk",2,1,1000]
["occ_letters",2006,4,"credit_risk",14,5,6154]
["occ_letters",2006,4,"deposit_stability",7,5,3500]
["occ_letters",2006,4,"fintech_innovation",6,6,2732]
["occ_letters",2006,4,"market_risk",18,4,7771]
["occ_letters",2007,1,"compliance_risk",8,5,3792]
["occ_letters",2007,1,"corporate_governance",14,12,7000]
["occ_letters",2007,1,"cre_risk",4,2,2000]
["occ_letters",2007,1,"credit_risk",18,6,8374]
["occ_letters",2007,1,"deposit_stability",13,11,6500]
["occ_letters",2007,1,"fintech_innovation",11,6,5409]
["occ_letters",2007,1,"market_risk",14,4,6296]
["occ_letters",2007,1,"third_party_risk",8,8,3931]
["occ_letters",2007,2,"compliance_risk",12,8,6000]
["occ_letters",2007,2,"concentration_risk",1,1,500]
["occ_letters",2007,2,"corporate_governance",4,4,1546]
["occ_letters",2007,2,"credit_risk",6,2,3000]
["occ_letters",2007,2,"deposit_stability",17,9,8500]
["occ_letters",2007,2,"fintech_innovation",5,3,2029]
["occ_letters",2007,2,"market_risk",27,5,13182]
["occ_letters",2007,2,"third_party_risk",3,3,1500]
["occ_letters",2007,3,"compliance_risk",37,12,17274]
["occ_letters",2007,3,"concentration_risk",3,2,1500]
["occ_letters",2007,3,"corporate_governance",21,11,10164]
["occ_letters",2007,3,"credit_risk",17,8,8472]
["occ_letters",2007,3,"deposit_stability",9,6,4500]
["occ_letters",2007,3,"fintech_innovation",12,5,5639]
["occ_letters",2007,3,"market_risk",15,3,7144]
["occ_letters",2007,3,"third_party_risk",1,1,500]
["occ_letters",2007,4,"compliance_risk",21,10,10239]
["occ_letters",2007,4,"concentration_risk",2,1,1000]
["occ_letters",2007,4,"corporate_governance",7,7,3500]
["occ_letters",2007,4,"credit_risk",5,3,2500]
["occ_letters",2007,4,"deposit_stability",8,6,4000]
["occ_letters",2007,4,"fintech_innovation",1,1,500]
["occ_letters",2007,4,"market_risk",15,3,6845]
["occ_letters",2007,4,"third_party_risk",3,3,1468]
["occ_letters",2008,1,"compliance_risk",14,6,6776]
["occ_letters",2008,1,"corporate_governance",1,1,500]
["occ_letters",2008,1,"credit_risk",8,4,3720]
["occ_letters",2008,1,"deposit_stability",3,3,1500]
["occ_letters",2008,1,"fintech_innovation",8,2,3944]
["occ_letters",2008,1,"market_risk",5,1,2500]
["occ_letters",2008,2,"compliance_risk",28,13,12931]
["occ_letters",2008,2,"concentration_risk",9,3,4410]
["occ_letters",2008,2,"corporate_governance",14,7,6731]
["occ_letters",2008,2,"cre_risk",3,1,1267]
["occ_letters",2008,2,"credit_risk",14,6,6517]
["occ_letters",2008,2,"deposit_stability",16,12,8000]
["occ_letters",2008,2,"fintech_innovation",10,7,4622]
["occ_letters",2008,2,"market_risk",8,4,3747]
["occ_letters",2008,2,"third_party_risk",2,2,1000]
["occ_letters",2008,3,"compliance_risk",14,9,6938]
["occ_letters",2008,3,"concentration_risk",8,4,4000]
["occ_letters",2008,3,"corporate_governance",6,6,2850]
["occ_letters",2008,3,"credit_risk",3,3,1500]
["occ_letters",2008,3,"deposit_stability",9,7,4257]
["occ_letters",2008,3,"fintech_innovation",4,4,1961]
["occ_letters",2008,3,"market_risk",24,5,11906]
["occ_letters",2008,3,"third_party_risk",2,2,1000]
["occ_letters",2008,4,"compliance_risk",16,8,7625]
["occ_letters",2008,4,"concentration_risk",3,3,1500]
["occ_letters",2008,4,"corporate_governance",8,5,3397]
["occ_letters",2008,4,"cre_risk",5,2,2145]
["occ_letters",2008,4,"credit_risk",4,2,2000]
["occ_letters",2008,4,"deposit_stability",5,1,2500]
["occ_letters",2008,4,"fintech_innovation",9,3,4141]
["occ_letters",2008,4,"market_risk",3,1,1500]
["occ_letters",2008,4,"third_party_risk",1,1,500]
["occ_letters",2009,1,"compliance_risk",3,2,1167]
["occ_letters",2009,1,"concentration_risk",3,2,1500]
["occ_letters",2009,1,"corporate_governance",22,8,10242]
["occ_letters",2009,1,"cre_risk",6,1,3000]
["occ_letters",2009,1,"credit_risk",4,1,2000]
["occ_letters",2009,1,"deposit_stability",7,5,3500]
["occ_letters",2009,1,"fintech_innovation",9,2,4047]
["occ_letters",2009,1,"market_risk",30,6,14670]
["occ_letters",2009,1,"third_party_risk",2,2,1000]
["occ_letters",2009,2,"compliance_risk",31,13,14930]
["occ_letters",2009,2,"concentration_risk",8,3,4000]
["occ_letters",2009,2,"corporate_governance",6,4,3000]
["occ_letters",2009,2,"cre_risk",7,3,3343]
["occ_letters",2009,2,"credit_risk",1,1,500]
["occ_letters",2009,2,"deposit_stability",19,7,9173]
["occ_letters",2009,2,"fintech_innovation",2,2,1000]
["occ_letters",2009,2,"market_risk",10,3,5000]
["occ_letters",2009,2,"third_party_risk",1,1,500]
["occ_letters",2009,3,"compliance_risk",40,22,19249]
["occ_letters",2009,3,"concentration_risk",10,7,5000]
["occ_letters",2009,3,"corporate_governance",2,2,1000]
["occ_letters",2009,3,"cre_risk",15,4,7500]
["occ_letters",2009,3,"deposit_stability",10,5,5000]
["occ_letters",2009,3,"fintech_innovation",1,1,500]
["occ_letters",2009,3,"market_risk",7,1,3231]
["occ_letters",2009,4,"compliance_risk",28,19,14000]
["occ_letters",2009,4,"concentration_risk",9,6,4500]
["occ_letters",2009,4,"corporate_governance",13,5,6500]
["occ_letters",2009,4,"credit_risk",1,1,500]
["occ_letters",2009,4,"deposit_stability",10,6,4689]
["occ_letters",2009,4,"market_risk",3,1,1500]
["occ_letters",2009,4,"third_party_risk",1,1,500]
["occ_letters",2010,1,"compliance_risk",24,11,12000]
["occ_letters",2010,1,"concentration_risk",12,9,6000]
["occ_letters",2010,1,"corporate_governance",3,3,1500]
["occ_letters",2010,1,"cre_risk",3,2,1500]
["occ_letters",2010,1,"credit_risk",2,1,1000]
["occ_letters",2010,1,"deposit_stability",13,7,6190]
["occ_letters",2010,1,"fintech_innovation",1,1,500]
["occ_letters",2010,1,"market_risk",3,1,1500]
["occ_letters",2010,2,"compliance_risk",24,13,11703]
["occ_letters",2010,2,"concentration_risk",5,5,2500]
["occ_letters",2010,2,"corporate_governance",5,5,2500]
["occ_letters",2010,2,"cre_risk",1,1,500]
["occ_letters",2010,2,"credit_risk",3,2,1500]
["occ_letters",2010,2,"deposit_stability",10,10,5000]
["occ_letters",2010,3,"compliance_risk",11,8,5500]
["occ_letters",2010,3,"concentration_risk",2,2,1000]
["occ_letters",2010,3,"corporate_governance",8,5,3403]
["occ_letters",2010,3,"cre_risk",1,1,500]
["occ_letters",2010,3,"credit_risk",1,1,500]
["occ_letters",2010,3,"deposit_stability",20,13,10000]
["occ_letters",2010,4,"compliance_risk",10,6,5000]
["occ_letters",2010,4,"concentration_risk",2,1,1000]
["occ_letters",2010,4,"corporate_governance",1,1,500]
["occ_letters",2010,4,"cre_risk",2,1,748]
["occ_letters",2010,4,"deposit_stability",5,5,2500]
["occ_letters",2011,1,"compliance_risk",12,5,6000]
["occ_letters",2011,1,"concentration_risk",4,3,2000]
["occ_letters",2011,1,"cre_risk",2,1,1000]
["occ_letters",2011,1,"credit_risk",1,1,500]
["occ_letters",2011,1,"deposit_stability",6,5,3000]
["occ_letters",2011,1,"fintech_innovation",1,1,342]
["occ_letters",2011,2,"compliance_risk",36,10,17609]
["occ_letters",2011,2,"concentration_risk",12,6,6000]
["occ_letters",2011,2,"corporate_governance",12,6,6000]
["occ_letters",2011,2,"cre_risk",8,4,4000]
["occ_letters",2011,2,"credit_risk",10,3,5000]
["occ_letters",2011,2,"deposit_stability",9,6,4500]
["occ_letters",2011,2,"fintech_innovation",1,1,500]
["occ_letters",2011,2,"market_risk",4,1,1687]
["occ_letters",2011,3,"compliance_risk",11,8,5223]
["occ_letters",2011,3,"concentration_risk",3,3,1500]
["occ_letters",2011,3,"corporate_governance",1,1,500]
["occ_letters",2011,3,"deposit_stability",6,3,3000]
["occ_letters",2011,3,"market_risk",1,1,500]
["occ_letters",2011,4,"compliance_risk",23,10,11500]
["occ_letters",2011,4,"concentration_risk",4,3,2000]
["occ_letters",2011,4,"corporate_governance",6,6,3000]
["occ_letters",2011,4,"cre_risk",2,1,1000]
["occ_letters",2011,4,"credit_risk",1,1,500]
["occ_letters",2011,4,"crypto_digital_assets",2,1,1000]
["occ_letters",2011,4,"deposit_stability",2,1,878]
["occ_letters",2011,4,"market_risk",8,2,4000]
["occ_letters",2012,1,"compliance_risk",15,9,7483]
["occ_letters",2012,1,"concentration_risk",11,7,5500]
["occ_letters",2012,1,"corporate_governance",2,1,1000]
["occ_letters",2012,1,"cre_risk",3,2,1500]
["occ_letters",2012,1,"credit_risk",15,2,7500]
["occ_letters",2012,1,"deposit_stability",11,7,5500]
["occ_letters",2012,1,"fintech_innovation",1,1,500]
["occ_letters",2012,1,"market_risk",7,2,3500]
["occ_letters",2012,2,"compliance_risk",16,8,7631]
["occ_letters",2012,2,"corporate_governance",1,1,500]
["occ_letters",2012,2,"credit_risk",4,2,2000]
["occ_letters",2012,2,"deposit_stability",6,3,3000]
["occ_letters",2012,3,"compliance_risk",8,6,4000]
["occ_letters",2012,3,"concentration_risk",5,5,2500]
["occ_letters",2012,3,"corporate_governance",2,2,1000]
["occ_letters",2012,3,"credit_risk",1,1,500]
["occ_letters",2012,3,"deposit_stability",1,1,500]
["occ_letters",2012,4,"compliance_risk",19,9,9500]
["occ_letters",2012,4,"concentration_risk",3,2,1500]
["occ_letters",2012,4,"cre_risk",1,1,500]
["occ_letters",2012,4,"credit_risk",20,4,10000]
["occ_letters",2012,4,"deposit_stability",13,6,6500]
["occ_letters",2012,4,"fintech_innovation",4,3,2000]
["occ_letters",2012,4,"market_risk",1,1,500]
["occ_letters",2013,1,"compliance_risk",10,7,5000]
["occ_letters",2013,1,"concentration_risk",1,1,500]
["occ_letters",2013,1,"corporate_governance",5,5,2500]
["occ_letters",2013,1,"deposit_stability",4,2,2000]
["occ_letters",2013,1,"third_party_risk",1,1,500]
["occ_letters",2013,2,"compliance_risk",10,6,5000]
["occ_letters",2013,2,"concentration_risk",7,4,3500]
["occ_letters",2013,2,"corporate_governance",1,1,500]
["occ_letters",2013,2,"deposit_stability",10,7,5000]
["occ_letters",2013,2,"market_risk",1,1,500]
["occ_letters",2013,3,"compliance_risk",2,2,1000]
["occ_letters",2013,3,"corporate_governance",5,3,2500]
["occ_letters",2013,3,"deposit_stability",2,2,1000]
["occ_letters",2013,4,"compliance_risk",14,6,6628]
["occ_letters",2013,4,"concentration_risk",1,1,500]
["occ_letters",2013,4,"corporate_governance",2,2,1000]
["occ_letters",2013,4,"cre_risk",4,2,2000]
["occ_letters",2013,4,"third_party_risk",1,1,500]
["occ_letters",2014,1,"compliance_risk",9,6,4500]
["occ_letters",2014,1,"corporate_governance",2,2,1000]
["occ_letters",2014,1,"cre_risk",1,1,500]
["occ_letters",2014,1,"credit_risk",5,2,2500]
["occ_letters",2014,1,"deposit_stability",2,2,1000]
["occ_letters",2014,1,"fintech_innovation",11,2,4634]
["occ_letters",2014,2,"compliance_risk",11,6,5500]
["occ_letters",2014,2,"concentration_risk",1,1,500]
["occ_letters",2014,2,"corporate_governance",1,1,500]
["occ_letters",2014,2,"cre_risk",1,1,567]
["occ_letters",2014,2,"credit_risk",13,2,6500]
["occ_letters",2014,2,"deposit_stability",10,7,5000]
["occ_letters",2014,2,"fintech_innovation",1,1,500]
["occ_letters",2014,2,"market_risk",5,3,2500]
["occ_letters",2014,3,"compliance_risk",43,21,21115]
["occ_letters",2014,3,"concentration_risk",11,2,5109]
["occ_letters",2014,3,"corporate_governance",2,2,1000]
["occ_letters",2014,3,"credit_risk",22,3,11000]
["occ_letters",2014,3,"deposit_stability",4,3,2000]
["occ_letters",2014,3,"fintech_innovation",1,1,500]
["occ_letters",2014,3,"third_party_risk",2,1,1000]
["occ_letters",2014,4,"compliance_risk",16,8,8000]
["occ_letters",2014,4,"concentration_risk",1,1,500]
["occ_letters",2014,4,"corporate_governance",1,1,500]
["occ_letters",2014,4,"credit_risk",18,3,9000]
["occ_letters",2014,4,"deposit_stability",3,3,1500]
["occ_letters",2014,4,"fintech_innovation",1,1,500]
["occ_letters",2014,4,"market_risk",1,1,500]
["occ_letters",2015,1,"compliance_risk",13,5,5921]
["occ_letters",2015,1,"concentration_risk",1,1,500]
["occ_letters",2015,1,"cre_risk",3,1,1500]
["occ_letters",2015,1,"credit_risk",4,1,2000]
["occ_letters",2015,1,"deposit_stability",7,5,3500]
["occ_letters",2015,2,"compliance_risk",5,4,2500]
["occ_letters",2015,2,"corporate_governance",1,1,500]
["occ_letters",2015,2,"cre_risk",1,1,500]
["occ_letters",2015,2,"credit_risk",22,2,11000]
["occ_letters",2015,2,"deposit_stability",3,2,1500]
["occ_letters",2015,2,"market_risk",4,1,2000]
["occ_letters",2015,3,"compliance_risk",11,7,5500]
["occ_letters",2015,3,"concentration_risk",6,2,3000]
["occ_letters",2015,3,"corporate_governance",5,5,2500]
["occ_letters",2015,3,"cre_risk",11,1,5500]
["occ_letters",2015,3,"credit_risk",47,3,23500]
["occ_letters",2015,3,"deposit_stability",17,6,8500]
["occ_letters",2015,3,"fintech_innovation",4,4,2000]
["occ_letters",2015,3,"market_risk",2,1,1000]
["occ_letters",2015,3,"third_party_risk",3,1,1500]
["occ_letters",2015,4,"compliance_risk",23,8,11500]
["occ_letters",2015,4,"concentration_risk",1,1,500]
["occ_letters",2015,4,"corporate_governance",2,2,1000]
["occ_letters",2015,4,"credit_risk",15,3,7500]
["occ_letters",2015,4,"deposit_stability",13,8,6500]
["occ_letters",2015,4,"fintech_innovation",1,1,500]
["occ_letters",2016,1,"compliance_risk",4,3,2000]
["occ_letters",2016,1,"corporate_governance",5,2,2500]
["occ_letters",2016,1,"cre_risk",1,1,500]
["occ_letters",2016,1,"credit_risk",20,2,10000]
["occ_letters",2016,1,"deposit_stability",5,3,2500]
["occ_letters",2016,1,"fintech_innovation",1,1,500]
["occ_letters",2016,2,"compliance_risk",5,3,2500]
["occ_letters",2016,2,"corporate_governance",3,3,1500]
["occ_letters",2016,2,"deposit_stability",5,3,2500]
["occ_letters",2016,2,"fintech_innovation",4,3,1652]
["occ_letters",2016,2,"market_risk",1,1,500]
["occ_letters",2016,3,"compliance_risk",18,6,9000]
["occ_letters",2016,3,"concentration_risk",2,1,1000]
["occ_letters",2016,3,"corporate_governance",4,3,1535]
["occ_letters",2016,3,"cre_risk",2,2,800]
["occ_letters",2016,3,"credit_risk",53,4,26500]
["occ_letters",2016,3,"deposit_stability",13,6,6500]
["occ_letters",2016,3,"fintech_innovation",1,1,500]
["occ_letters",2016,4,"compliance_risk",5,3,2500]
["occ_letters",2016,4,"corporate_governance",4,4,2000]
["occ_letters",2016,4,"credit_risk",13,2,6500]
["occ_letters",2016,4,"deposit_stability",4,3,2000]
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["occ_letters",2020,1,"compliance_risk",10,6,5000]
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["occ_letters",2020,2,"compliance_risk",16,6,7300]
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["occ_letters",2021,3,"compliance_risk",29,16,14500]
["occ_letters",2021,3,"concentration_risk",3,2,1500]
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["occ_letters",2021,4,"compliance_risk",8,4,3606]
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["occ_letters",2022,1,"compliance_risk",8,6,4000]
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["occ_letters",2022,4,"compliance_risk",8,3,4000]
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["occ_letters",2022,4,"deposit_stability",3,2,1500]
["occ_letters",2022,4,"fintech_innovation",5,2,2500]
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["occ_letters",2023,1,"credit_risk",8,1,4000]
["occ_letters",2023,1,"deposit_stability",6,4,2699]
["occ_letters",2023,2,"compliance_risk",6,3,3000]
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["occ_letters",2023,3,"compliance_risk",5,4,2500]
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["occ_letters",2023,3,"corporate_governance",2,2,1000]
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["occ_letters",2023,3,"deposit_stability",2,2,1000]
["occ_letters",2023,3,"fintech_innovation",1,1,500]
["occ_letters",2023,3,"market_risk",1,1,365]
["occ_letters",2023,4,"compliance_risk",2,1,1000]
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["occ_letters",2023,4,"corporate_governance",2,2,1000]
["occ_letters",2023,4,"deposit_stability",4,1,2000]
["occ_letters",2024,1,"compliance_risk",9,3,4500]
["occ_letters",2024,1,"crypto_digital_assets",1,1,500]
["occ_letters",2024,1,"third_party_risk",2,2,1000]
["occ_letters",2024,2,"compliance_risk",7,4,3500]
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["occ_letters",2024,2,"credit_risk",1,1,500]
["occ_letters",2024,2,"crypto_digital_assets",2,2,1000]
["occ_letters",2024,2,"deposit_stability",2,2,1000]
["occ_letters",2024,2,"market_risk",6,2,2827]
["occ_letters",2024,3,"compliance_risk",2,2,1000]
["occ_letters",2024,3,"corporate_governance",2,2,1000]
["occ_letters",2024,3,"market_risk",1,1,500]
["occ_letters",2024,4,"compliance_risk",5,3,2500]
["occ_letters",2024,4,"deposit_stability",1,1,500]
["occ_letters",2024,4,"fintech_innovation",3,2,1500]
["occ_letters",2025,1,"compliance_risk",1,1,500]
["occ_letters",2025,1,"corporate_governance",3,3,1117]
["occ_letters",2025,1,"crypto_digital_assets",2,2,861]
["occ_letters",2025,1,"deposit_stability",1,1,500]
["occ_letters",2025,2,"compliance_risk",3,2,1500]
["occ_letters",2025,2,"concentration_risk",3,2,1500]
["occ_letters",2025,2,"corporate_governance",3,3,1500]
["occ_letters",2025,2,"credit_risk",5,1,2235]
["occ_letters",2025,2,"deposit_stability",1,1,500]
["occ_letters",2025,2,"fintech_innovation",9,1,4500]
["occ_letters",2025,3,"compliance_risk",5,2,2500]
["occ_letters",2025,3,"corporate_governance",2,2,1000]
["occ_letters",2025,3,"deposit_stability",3,3,1500]
["occ_letters",2025,4,"compliance_risk",11,6,5500]
["occ_letters",2025,4,"corporate_governance",5,3,2500]
["occ_letters",2025,4,"crypto_digital_assets",1,1,500]
["occ_risk_perspectives",2012,2,"consumer_protection",1,1,500]
["occ_risk_perspectives",2012,2,"credit_risk",10,1,5000]
["occ_risk_perspectives",2012,2,"interest_rate_risk",1,1,500]
["occ_risk_perspectives",2012,2,"operational_risk",2,1,1000]
["occ_risk_perspectives",2012,4,"consumer_protection",1,1,500]
["occ_risk_perspectives",2012,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2012,4,"credit_risk",8,1,4000]
["occ_risk_perspectives",2012,4,"interest_rate_risk",3,1,1500]
["occ_risk_perspectives",2012,4,"operational_risk",2,1,1000]
["occ_risk_perspectives",2012,4,"residential_mortgage",2,1,1000]
["occ_risk_perspectives",2013,2,"consumer_protection",1,1,500]
["occ_risk_perspectives",2013,2,"corporate_governance",1,1,500]
["occ_risk_perspectives",2013,2,"cre_risk",1,1,500]
["occ_risk_perspectives",2013,2,"credit_risk",11,1,5500]
["occ_risk_perspectives",2013,2,"interest_rate_risk",2,1,1000]
["occ_risk_perspectives",2013,2,"operational_risk",4,1,2000]
["occ_risk_perspectives",2013,4,"cre_risk",2,1,1000]
["occ_risk_perspectives",2013,4,"credit_risk",13,1,6500]
["occ_risk_perspectives",2013,4,"interest_rate_risk",4,1,2000]
["occ_risk_perspectives",2013,4,"operational_risk",4,1,2000]
["occ_risk_perspectives",2014,2,"consumer_protection",1,1,500]
["occ_risk_perspectives",2014,2,"corporate_governance",2,1,1000]
["occ_risk_perspectives",2014,2,"cre_risk",1,1,500]
["occ_risk_perspectives",2014,2,"credit_risk",10,1,5000]
["occ_risk_perspectives",2014,2,"cyber_risk",1,1,500]
["occ_risk_perspectives",2014,2,"interest_rate_risk",4,1,2000]
["occ_risk_perspectives",2014,2,"operational_risk",2,1,1000]
["occ_risk_perspectives",2014,2,"third_party_risk",1,1,500]
["occ_risk_perspectives",2014,4,"corporate_governance",3,1,1500]
["occ_risk_perspectives",2014,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2014,4,"credit_risk",9,1,4500]
["occ_risk_perspectives",2014,4,"interest_rate_risk",7,1,3500]
["occ_risk_perspectives",2014,4,"operational_risk",2,1,1000]
["occ_risk_perspectives",2014,4,"third_party_risk",2,1,1000]
["occ_risk_perspectives",2015,2,"compliance_risk",2,1,1000]
["occ_risk_perspectives",2015,2,"corporate_governance",2,1,1000]
["occ_risk_perspectives",2015,2,"cre_risk",1,1,500]
["occ_risk_perspectives",2015,2,"credit_risk",9,1,4500]
["occ_risk_perspectives",2015,2,"interest_rate_risk",3,1,1500]
["occ_risk_perspectives",2015,2,"liquidity_risk",1,1,500]
["occ_risk_perspectives",2015,2,"operational_risk",4,1,2000]
["occ_risk_perspectives",2015,4,"bsa_aml",1,1,500]
["occ_risk_perspectives",2015,4,"compliance_risk",1,1,479]
["occ_risk_perspectives",2015,4,"corporate_governance",3,1,1500]
["occ_risk_perspectives",2015,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2015,4,"credit_risk",8,1,4000]
["occ_risk_perspectives",2015,4,"cyber_risk",2,1,1000]
["occ_risk_perspectives",2015,4,"interest_rate_risk",4,1,2000]
["occ_risk_perspectives",2015,4,"operational_risk",2,1,1000]
["occ_risk_perspectives",2016,2,"compliance_risk",4,1,1892]
["occ_risk_perspectives",2016,2,"corporate_governance",2,1,1000]
["occ_risk_perspectives",2016,2,"cre_risk",2,1,1000]
["occ_risk_perspectives",2016,2,"credit_risk",8,1,4000]
["occ_risk_perspectives",2016,2,"cyber_risk",3,1,1500]
["occ_risk_perspectives",2016,2,"interest_rate_risk",1,1,500]
["occ_risk_perspectives",2016,2,"operational_risk",1,1,500]
["occ_risk_perspectives",2016,2,"third_party_risk",1,1,500]
["occ_risk_perspectives",2016,4,"compliance_risk",5,1,2292]
["occ_risk_perspectives",2016,4,"corporate_governance",2,1,1000]
["occ_risk_perspectives",2016,4,"cre_risk",2,1,1000]
["occ_risk_perspectives",2016,4,"credit_risk",4,1,2000]
["occ_risk_perspectives",2016,4,"cyber_risk",2,1,1000]
["occ_risk_perspectives",2016,4,"operational_risk",4,1,2000]
["occ_risk_perspectives",2016,4,"third_party_risk",2,1,1000]
["occ_risk_perspectives",2017,2,"bsa_aml",1,1,500]
["occ_risk_perspectives",2017,2,"compliance_risk",4,1,2000]
["occ_risk_perspectives",2017,2,"corporate_governance",3,1,1500]
["occ_risk_perspectives",2017,2,"cre_risk",2,1,1000]
["occ_risk_perspectives",2017,2,"credit_risk",3,1,1500]
["occ_risk_perspectives",2017,2,"cyber_risk",3,1,1500]
["occ_risk_perspectives",2017,4,"compliance_risk",4,1,2000]
["occ_risk_perspectives",2017,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2017,4,"credit_risk",2,1,1000]
["occ_risk_perspectives",2017,4,"cyber_risk",1,1,500]
["occ_risk_perspectives",2017,4,"interest_rate_risk",2,1,1000]
["occ_risk_perspectives",2017,4,"operational_risk",1,1,500]
["occ_risk_perspectives",2017,4,"third_party_risk",2,1,1000]
["occ_risk_perspectives",2018,2,"compliance_risk",5,1,2042]
["occ_risk_perspectives",2018,2,"corporate_governance",1,1,500]
["occ_risk_perspectives",2018,2,"credit_risk",2,1,1000]
["occ_risk_perspectives",2018,2,"cyber_risk",1,1,500]
["occ_risk_perspectives",2018,2,"interest_rate_risk",7,1,3500]
["occ_risk_perspectives",2018,2,"operational_risk",3,1,1500]
["occ_risk_perspectives",2018,4,"compliance_risk",5,1,2444]
["occ_risk_perspectives",2018,4,"corporate_governance",1,1,500]
["occ_risk_perspectives",2018,4,"credit_risk",9,1,4500]
["occ_risk_perspectives",2018,4,"cyber_risk",1,1,500]
["occ_risk_perspectives",2018,4,"interest_rate_risk",2,1,1000]
["occ_risk_perspectives",2018,4,"operational_risk",2,1,1000]
["occ_risk_perspectives",2018,4,"third_party_risk",1,1,500]
["occ_risk_perspectives",2019,2,"bsa_aml",1,1,500]
["occ_risk_perspectives",2019,2,"capital_adequacy",1,1,500]
["occ_risk_perspectives",2019,2,"compliance_risk",2,1,1000]
["occ_risk_perspectives",2019,2,"corporate_governance",3,1,1500]
["occ_risk_perspectives",2019,2,"credit_risk",6,1,2958]
["occ_risk_perspectives",2019,2,"cyber_risk",1,1,500]
["occ_risk_perspectives",2019,2,"interest_rate_risk",3,1,1500]
["occ_risk_perspectives",2019,2,"operational_risk",3,1,1500]
["occ_risk_perspectives",2019,2,"third_party_risk",1,1,500]
["occ_risk_perspectives",2019,4,"capital_adequacy",1,1,500]
["occ_risk_perspectives",2019,4,"compliance_risk",1,1,500]
["occ_risk_perspectives",2019,4,"credit_risk",3,1,1500]
["occ_risk_perspectives",2019,4,"cyber_risk",2,1,1000]
["occ_risk_perspectives",2019,4,"interest_rate_risk",6,1,3000]
["occ_risk_perspectives",2019,4,"operational_risk",3,1,1485]
["occ_risk_perspectives",2020,2,"compliance_risk",1,1,415]
["occ_risk_perspectives",2020,2,"credit_risk",5,1,2500]
["occ_risk_perspectives",2020,2,"cyber_risk",1,1,500]
["occ_risk_perspectives",2020,2,"interest_rate_risk",4,1,2000]
["occ_risk_perspectives",2020,2,"liquidity_risk",1,1,500]
["occ_risk_perspectives",2020,2,"operational_risk",2,1,1000]
["occ_risk_perspectives",2020,4,"compliance_risk",2,1,786]
["occ_risk_perspectives",2020,4,"credit_risk",3,1,1500]
["occ_risk_perspectives",2020,4,"cyber_risk",4,1,2000]
["occ_risk_perspectives",2020,4,"interest_rate_risk",3,1,1500]
["occ_risk_perspectives",2020,4,"operational_risk",3,1,1500]
["occ_risk_perspectives",2021,2,"climate_risk",1,1,500]
["occ_risk_perspectives",2021,2,"compliance_risk",2,1,885]
["occ_risk_perspectives",2021,2,"credit_risk",4,1,2000]
["occ_risk_perspectives",2021,2,"interest_rate_risk",5,1,2500]
["occ_risk_perspectives",2021,2,"operational_risk",4,1,2000]
["occ_risk_perspectives",2021,2,"residential_mortgage",1,1,500]
["occ_risk_perspectives",2021,4,"climate_risk",2,1,1000]
["occ_risk_perspectives",2021,4,"compliance_risk",4,1,2000]
["occ_risk_perspectives",2021,4,"corporate_governance",1,1,500]
["occ_risk_perspectives",2021,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2021,4,"credit_risk",2,1,1000]
["occ_risk_perspectives",2021,4,"cyber_risk",1,1,500]
["occ_risk_perspectives",2021,4,"interest_rate_risk",6,1,2773]
["occ_risk_perspectives",2021,4,"operational_risk",2,1,1000]
["occ_risk_perspectives",2021,4,"third_party_risk",2,1,1000]
["occ_risk_perspectives",2022,2,"climate_risk",2,1,1000]
["occ_risk_perspectives",2022,2,"compliance_risk",2,1,1000]
["occ_risk_perspectives",2022,2,"cre_risk",1,1,500]
["occ_risk_perspectives",2022,2,"credit_risk",3,1,1402]
["occ_risk_perspectives",2022,2,"cyber_risk",1,1,500]
["occ_risk_perspectives",2022,2,"interest_rate_risk",5,1,2500]
["occ_risk_perspectives",2022,2,"liquidity_risk",1,1,500]
["occ_risk_perspectives",2022,2,"operational_risk",3,1,1500]
["occ_risk_perspectives",2022,2,"third_party_risk",1,1,500]
["occ_risk_perspectives",2022,4,"capital_adequacy",1,1,500]
["occ_risk_perspectives",2022,4,"climate_risk",2,1,1000]
["occ_risk_perspectives",2022,4,"compliance_risk",1,1,500]
["occ_risk_perspectives",2022,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2022,4,"credit_risk",3,1,1500]
["occ_risk_perspectives",2022,4,"crypto_digital_assets",1,1,500]
["occ_risk_perspectives",2022,4,"cyber_risk",1,1,500]
["occ_risk_perspectives",2022,4,"interest_rate_risk",1,1,500]
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["occ_risk_perspectives",2022,4,"operational_risk",3,1,1500]
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["occ_risk_perspectives",2022,4,"third_party_risk",1,1,188]
["occ_risk_perspectives",2023,2,"climate_risk",1,1,500]
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["occ_risk_perspectives",2023,2,"consumer_protection",1,1,500]
["occ_risk_perspectives",2023,2,"cre_risk",3,1,1500]
["occ_risk_perspectives",2023,2,"credit_risk",2,1,1000]
["occ_risk_perspectives",2023,2,"cyber_risk",2,1,1000]
["occ_risk_perspectives",2023,2,"interest_rate_risk",5,1,2500]
["occ_risk_perspectives",2023,2,"liquidity_risk",5,1,2500]
["occ_risk_perspectives",2023,2,"operational_risk",1,1,500]
["occ_risk_perspectives",2023,4,"climate_risk",2,1,725]
["occ_risk_perspectives",2023,4,"compliance_risk",1,1,500]
["occ_risk_perspectives",2023,4,"cre_risk",1,1,500]
["occ_risk_perspectives",2023,4,"credit_risk",5,1,2500]
["occ_risk_perspectives",2023,4,"cyber_risk",2,1,1000]
["occ_risk_perspectives",2023,4,"interest_rate_risk",6,1,3000]
["occ_risk_perspectives",2023,4,"liquidity_risk",5,1,2500]
["occ_risk_perspectives",2023,4,"third_party_risk",1,1,500]
["occ_risk_perspectives",2024,2,"climate_risk",1,1,186]
["occ_risk_perspectives",2024,2,"compliance_risk",3,1,1500]
["occ_risk_perspectives",2024,2,"cre_risk",2,1,1000]
["occ_risk_perspectives",2024,2,"credit_risk",4,1,2000]
["occ_risk_perspectives",2024,2,"cyber_risk",1,1,500]
["occ_risk_perspectives",2024,2,"interest_rate_risk",8,1,4000]
["occ_risk_perspectives",2024,2,"liquidity_risk",3,1,1500]
["occ_risk_perspectives",2024,2,"operational_risk",2,1,1000]
["occ_risk_perspectives",2024,2,"residential_mortgage",1,1,500]
["occ_risk_perspectives",2024,4,"climate_risk",1,1,500]
["occ_risk_perspectives",2024,4,"compliance_risk",1,1,500]
["occ_risk_perspectives",2024,4,"cre_risk",3,1,1236]
["occ_risk_perspectives",2024,4,"credit_risk",3,1,1500]
["occ_risk_perspectives",2024,4,"cyber_risk",3,1,1500]
["occ_risk_perspectives",2024,4,"interest_rate_risk",5,1,2500]
["occ_risk_perspectives",2024,4,"operational_risk",1,1,500]
["occ_risk_perspectives",2024,4,"residential_mortgage",3,1,1500]
["occ_risk_perspectives",2024,4,"third_party_risk",2,1,1000]
["occ_risk_perspectives",2025,2,"compliance_risk",2,1,1000]
["occ_risk_perspectives",2025,2,"credit_risk",3,1,1500]
["occ_risk_perspectives",2025,2,"interest_rate_risk",6,1,3000]
["occ_risk_perspectives",2025,2,"operational_risk",2,1,1000]
["occ_risk_perspectives",2025,2,"third_party_risk",1,1,500]
["occ_risk_perspectives",2025,4,"compliance_risk",1,1,500]
["occ_risk_perspectives",2025,4,"corporate_governance",1,1,500]
["occ_risk_perspectives",2025,4,"credit_risk",2,1,1000]
["occ_risk_perspectives",2025,4,"interest_rate_risk",1,1,500]
["occ_risk_perspectives",2025,4,"liquidity_risk",2,1,1000]
["occ_risk_perspectives",2025,4,"operational_risk",1,1,500]
["regulatory_speeches",2017,2,"compliance_risk",1,1,501]
["regulatory_speeches",2017,4,"compliance_risk",4,1,1734]
["regulatory_speeches",2020,3,"compliance_risk",3,1,1500]
["regulatory_speeches",2020,3,"consumer_protection",1,1,264]
["regulatory_speeches",2022,3,"compliance_risk",5,1,2500]
["regulatory_speeches",2022,3,"fintech_innovation",3,1,1347]
["regulatory_speeches",2024,1,"compliance_risk",9,1,4283]
["regulatory_speeches",2026,1,"compliance_risk",24,7,10853]
["regulatory_speeches",2026,1,"crypto_digital_assets",1,1,500]
["regulatory_speeches",2026,1,"fintech_innovation",5,3,2500]
["regulatory_speeches",2026,1,"market_risk",9,3,4332]
["regulatory_speeches",2026,1,"systemic_risk",12,3,5526]
["resolution_plans",2012,3,"systemic_risk",12,12,59]
["resolution_plans",2013,4,"systemic_risk",18,18,90]
["resolution_plans",2014,3,"systemic_risk",18,18,90]
["resolution_plans",2015,3,"systemic_risk",12,12,59]
["resolution_plans",2016,3,"systemic_risk",18,18,90]
["resolution_plans",2018,3,"systemic_risk",19,19,95]
["resolution_plans",2021,3,"systemic_risk",25,25,120]
["resolution_plans",2024,3,"systemic_risk",25,25,120]